Why Choose NEXA Mortgage?
Mortgages Made Possible — Even When Others Say No!
Why Choose NEXA Mortgage?
When it comes to financing your home, you deserve more than just one option from a single bank. That’s where NEXA Mortgage stands apart. As the largest mortgage brokerage in the country, NEXA connects you with hundreds of lenders and thousands of programs giving you more choice, more flexibility, and often, more competitive rates.
The NEXA Advantage for You
Access to Multiple Lenders
Instead of being limited to one bank’s offerings, NEXA works with 270+ wholesale lenders. That means we can shop on your behalf to find the best rates and terms for your unique situation.
A Wide Range of Loan Programs
From first-time homebuyer loans and FHA programs to jumbo loans, VA, USDA, refinancing, reverse mortgages, and HELOCs — NEXA offers solutions for nearly every type of borrower.
Streamlined Digital Experience
Our digital tools make applying simple and stress-free. From your initial application to closing, you’ll have access to a secure online portal where you can upload documents, track progress,and communicate easily.
The NEXA Advantage for You
Personalized Guidance
Behind the technology is a team that cares. With NEXA, you’ll receive personalized attention from trusted mortgage professionals who walk you through your options, explain each step clearly, and advocate for you from start to finish.
Why It Matters
Working with NEXA means more than just getting a mortgage — it means having a partner who is committed to finding the right solution for you, closing your loan faster, and making the process as smooth as possible. With access, expertise, and a nationwide network, NEXA is
designed to put borrowers first.
More lenders. More programs. More opportunities. That’s the power of NEXA Mortgage.
10 Reasons to use a Mortgage Broker or Loan Officer
- Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
- They only specialize in mortgages and are knowledgeable on current trends.
- They increase competition in the market place, thus keeping rates low.
- They save you time and money!
- Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.
- Access to different lenders, banks, trust companies, investors and financial institutions.
- Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
- They are experts at matching you with the best-suited mortgage.
- Get mortgage rates at wholesale
- They work for YOU, not the bank.
Other than rates, why should I use a Mortgage Broker?
In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.
How do Mortgage Brokers Find Superior Rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.
Why should I go to a Mortgage Broker first?
A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. Your Mortgage Broker is trained to present your mortgage proposal where and how it will get the most immediate, positive result.
You don’t call an insurance company for insurance – you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call your mortgage broker first!
How do Mortgage Brokers and Loan Officers get better deals than many Banks?
The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.